{"id":198,"date":"2020-11-20T13:39:00","date_gmt":"2020-11-20T11:39:00","guid":{"rendered":"https:\/\/admin.atbusiness.cat\/?p=198"},"modified":"2023-10-10T12:05:24","modified_gmt":"2023-10-10T10:05:24","slug":"decaleg-financer-contra-la-covid-19","status":"publish","type":"post","link":"https:\/\/admin.atbusiness.cat\/ca\/decaleg-financer-contra-la-covid-19\/","title":{"rendered":"Dec\u00e0leg financer contra la COVID-19"},"content":{"rendered":"\n

En moments  d\u2019incertesa com els actuals, provocats per la crisi sanit\u00e0ria de la COVID-19, \u00e9s vital tenir informaci\u00f3 financera precisa i a temps. Per tal d\u2019ajudar les pimes amb problemes de tresoreria a identificar les actuacions priorit\u00e0ries per garantir la continu\u00eftat del negoci, hem elaborat aquest dec\u00e0leg financer basant-nos en les recomanacions de la Federaci\u00f3 Internacional de Comptables<\/strong>.<\/p>\n\n\n\n

    \n
  1. Tenir els estats financers i ratis clau actualitzats.<\/strong> El compte d\u2019explotaci\u00f3, el balan\u00e7 de situaci\u00f3 i calcular ratis financers, com el fons de maniobra o la rotaci\u00f3 de l\u2019estoc, poden ajudar a identificar els problemes a temps, per prendre mesures correctores.<\/li>\n\n\n\n
  2. Realitzar previsions de tresoreria a 3, 6 i 12 mesos.<\/strong> Actualitzar les previsions de fluxes d\u2019efectiu de forma regular i fer-ne un seguiment per detectar possibles tensions futures de tresoreria.<\/li>\n\n\n\n
  3. Explorar si l\u2019empresa t\u00e9 acc\u00e9s a subvencions o ajuts per la COVID-19.<\/strong> Determinar si l\u2019empresa t\u00e9 dret a alguna subvenci\u00f3 o ajut p\u00fablic i els requisits d\u2019acc\u00e9s.<\/li>\n\n\n\n
  4. Realitzar una an\u00e0lisi de sensibilitat entre el millor i el pitjor escenari possible.<\/strong> Considerar que passaria si les vendes disminueixen m\u00e9s d\u2019un 15 o 20%, l\u2019impacte de la p\u00e8rdua d\u2019un client important o quant de temps l\u2019empresa podria aguantar en p\u00e8rdues.<\/li>\n\n\n\n
  5. Revisar les pol\u00edtiques de compra. <\/strong>Revisar, donar un \u00fas diferent o donar de baixa l\u2019inventari obsolet per evitar sobrecostos d\u2019emmagatzematge i garantir els subministraments diversificant els prove\u00efdors.<\/li>\n\n\n\n
  6. Explorar la possibilitat de vendes en condicions especials.<\/strong> Per reduir les p\u00e8rdues per obsolesc\u00e8ncia de l\u2019inventari i incrementar la liquiditat.<\/li>\n\n\n\n
  7. Redefinir les condicions de facturaci\u00f3 i pagament dels clients. <\/strong>Facturar immediatament despr\u00e9s de realitzar el servei o l\u2019entrega del producte, i controlar els l\u00edmits de cr\u00e8dits dels clients nous i els existents.<\/li>\n\n\n\n
  8. Actualitzar el valor de mercat de certs actius i considerar-ne la seva venda. <\/strong>B\u00e0sicament aquells actius que no sigui imprescindibles pel funcionament del negoci, aix\u00ed com posposar les inversions de capital significatives.<\/li>\n\n\n\n
  9. Analitzar els contractes amb els prove\u00efdors i renegociar els terminis de pagament. <\/strong>Analitzar si les obligacions contractuals es poden modificar degut a les circumst\u00e0ncies i explorar la possibilitat de diferir pagaments.<\/li>\n\n\n\n
  10. Assegurar la liquiditat<\/strong>. Explorar opcions per obtenir m\u00e9s finan\u00e7ament extern, ampliant o contractant noves l\u00ednies de cr\u00e8dit bancari; aix\u00ed com renegociar els pagaments dels deutes existents amb un nou pla de reestructuraci\u00f3 del deute.<\/li>\n<\/ol>\n\n\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    En moments  d\u2019incertesa com els actuals, provocats per la crisi sanit\u00e0ria de la COVID-19, \u00e9s vital tenir informaci\u00f3 financera precisa i a temps. Per tal d\u2019ajudar les pimes amb problemes de tresoreria a identificar les actuacions priorit\u00e0ries per garantir la continu\u00eftat del negoci, hem elaborat aquest dec\u00e0leg financer basant-nos en les recomanacions de la Federaci\u00f3 …<\/p>\n

    Dec\u00e0leg financer contra la COVID-19<\/span> Llegeix m\u00e9s »<\/a><\/p>\n","protected":false},"author":1,"featured_media":199,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","footnotes":""},"categories":[15],"tags":[34,35,36],"yoast_head":"\nDec\u00e0leg financer contra la COVID-19 - 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