{"id":271,"date":"2020-11-20T13:39:00","date_gmt":"2020-11-20T11:39:00","guid":{"rendered":"https:\/\/admin.atbusiness.cat\/2020\/11\/20\/decalogo-financiero-contra-la-covid-19\/"},"modified":"2023-10-10T12:08:04","modified_gmt":"2023-10-10T10:08:04","slug":"decalogo-financiero-contra-la-covid-19","status":"publish","type":"post","link":"https:\/\/admin.atbusiness.cat\/es\/decalogo-financiero-contra-la-covid-19\/","title":{"rendered":"Dec\u00e1logo financiero contra la COVID-19"},"content":{"rendered":"\n<p>En momentos de incertidumbre como los actuales, provocados por la crisis sanitaria de la COVID-19, es vital tener informaci\u00f3n financiera precisa y a tiempo. Con el fin de ayudar a las pymes con problemas de tesorer\u00eda a identificar las actuaciones prioritarias para garantizar la continuidad del negocio, hemos elaborado este dec\u00e1logo financiero bas\u00e1ndonos en las recomendaciones de la <strong>Federaci\u00f3n Internacional de Contables<\/strong>.<\/p>\n\n<ol type=\"1\">\n<li><strong>Tener los estados financieros y ratios clave actualizados.<\/strong> La cuenta de explotaci\u00f3n, el balance de situaci\u00f3n y calcular ratios financieros, como el fondo de maniobra o la rotaci\u00f3n del stock, pueden ayudar a identificar los problemas a tiempo, para tomar medidas correctoras.<\/li>\n\n\n\n<li><strong>Realizar previsiones de tesorer\u00eda a 3, 6 y 12 meses.<\/strong> Actualizar las previsiones de flujos de efectivo de forma regular y hacer un seguimiento para detectar posibles tensiones futuras de tesorer\u00eda.<\/li>\n\n\n\n<li><strong>Explorar si la empresa tiene acceso a subvenciones o ayudas para la COVID-19.<\/strong> Determinar si la empresa tiene derecho a alguna subvenci\u00f3n o ayuda p\u00fablica y los requisitos de acceso.<\/li>\n\n\n\n<li><strong>Realizar un an\u00e1lisis de sensibilidad entre el mejor y el peor escenario posible.<\/strong> Considerar que pasar\u00eda si las ventas disminuyen m\u00e1s de un 15 o 20%, el impacto de la p\u00e9rdida de un cliente importante o cu\u00e1nto tiempo la empresa podr\u00eda aguantar en p\u00e9rdidas.<\/li>\n\n\n\n<li><strong>Revisar las pol\u00edticas de compra. <\/strong>Revisar, dar un uso diferente o dar de baja el inventario obsoleto para evitar sobrecostes de almacenamiento y garantizar los suministros diversificando los proveedores.<\/li>\n\n\n\n<li><strong>Explorar la posibilidad de ventas en condiciones especiales.<\/strong> Para reducir las p\u00e9rdidas por obsolescencia del inventario e incrementar la liquidez.<\/li>\n\n\n\n<li><strong>Redefinir las condiciones de facturaci\u00f3n y pago de los clientes. <\/strong>Facturar inmediatamente despu\u00e9s de realizar el servicio o la entrega del producto, y controlar los l\u00edmites de cr\u00e9ditos de los clientes nuevos y los existentes.<\/li>\n\n\n\n<li><strong>Actualizar el valor de mercado de ciertos activos y considerar su venta. <\/strong>B\u00e1sicamente aquellos activos que no sean imprescindibles para el funcionamiento del negocio, as\u00ed como posponer las inversiones de capital significativas.<\/li>\n\n\n\n<li><strong>Analizar los contratos con los proveedores y renegociar los plazos de pago. <\/strong>Analizar si las obligaciones contractuales se pueden modificar debido a las circunstancias y explorar la posibilidad de diferir pagos.<\/li>\n\n\n\n<li><strong>Asegurar la liquidez<\/strong>. Explorar opciones para obtener m\u00e1s financiaci\u00f3n externa, ampliando o contratando nuevas l\u00edneas de cr\u00e9dito bancario; as\u00ed como renegociar los pagos de las deudas existentes con un nuevo plan de reestructuraci\u00f3n de la deuda.<\/li>\n<\/ol>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En momentos de incertidumbre como los actuales, provocados por la crisis sanitaria de la COVID-19, es vital tener informaci\u00f3n financiera precisa y a tiempo. Con el fin de ayudar a las pymes con problemas de tesorer\u00eda a identificar las actuaciones prioritarias para garantizar la continuidad del negocio, hemos elaborado este dec\u00e1logo financiero bas\u00e1ndonos en las &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/admin.atbusiness.cat\/es\/decalogo-financiero-contra-la-covid-19\/\"> <span class=\"screen-reader-text\">Dec\u00e1logo financiero contra la COVID-19<\/span> Leer m\u00e1s &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":201,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","footnotes":""},"categories":[123],"tags":[127,128,129],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - 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